Finanční mág v Praze a východních Čechách | Kontakt

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Mortgage on new housing

Are you going to buy a new flat, a house or a building plot and you need to borrow money? A mortgage is an ideal way of financing. It allows you to spread payments over a longer period exactly according to your possibilities. The mortgage is available for self-employees and also for people with incomes from abroad. And that without presenting invoice documentation to the bank.

Also nowadays, even as CNB (Czech National Bank) in October 2018 tightened up conditions for mortgage appliers, mortgages are available. Send me information about your situation and I’ll calculate you immediately how much banks can borrow you. Don´t worry it isn´t so bad as it is presented in media.

I will help you to choose an overall favourable mortgage. And I’ll arrange everything necessary for you.

I have been dedicating my time to real estate financing and mortgage lending since 2005. I have built my own house alone, I have combined several types of loan, bridging loans and mortgages. Also this experience has directed me to specialise on this area and nowadays, I have used my experience in arranging more than 300 favourable mortgages. That gives us together a strong negotiating position in banks and a bird’s-eye-view.

We have solved a complicated situation of Mark and Laura from Germany. They bought an older house, needed extra money for a reconstruction and we had short time. Within one month, we had to arrange a project for the reconstruction, bank reports from their origin country, etc.

With another client, we arranged in only one meeting (to sign mortgage contract in a bank) financing of a holiday house close to Pilsner for Petr, who is staying in England. We only needed some emails and a few phone calls.

Favourable mortgage is not the one with the lowest interest rate

Mortgage calculators and the hunt for the lowest interest rate has some disadvantages:

  • the lowest interest rate doesn´t mean the lowest real payment, it doesn´t include for example account management fee
  • it doesn´t include fees connected with getting the mortgage, for example property valuation
  • it doesn´t include life insurance payment which a bank can require
  • and overall, it doesn´t help you to effectively combine other money sources and your present and future situation. Maybe you plan children, maybe you are going to invest during few years …

Have you decided to buy a new flat or to modernize a flat, a house or a building plot? I offer professional financial and mortgage consultancy, and thus totally non-binding and free of charge.

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Reference

Deepankar and Ekta Singh

We would like to Thank you for all your support during our Mortgage Process and helping us to get the desired Mortgage on time with best possible rates.
We really appreciate all your hard work for helping us to get two loans on the same time and also dealing with the Real estate agents.
Thanks allot again.

Zimuto and Belinda Moyo

Thank you for your support Pavel. God bless you.